The State of Ohio requires that every employee in Ohio be provided with Workers’ Compensation coverage. Most Ohio companies work through the Ohio BWC to obtain coverage for their employees, but this may not be the most efficient for Ohio’s largest employers.

Once qualified, large Ohio employers can manage their insurance needs in-house, generating many economical and logistical advantages only granted to companies who are large enough to ensure stability once taking on their own Insurance Risks.

Please check the qualifications below to see if your company may benefit from Ohio’s Self Insured Program.

If you would like to know more, please speak with one of our Team Members at 614-219-1290, or contact Travis Escue at

Existing Clients, Click Here.


To qualify for self-insurance, an employer must meet several requirements, including:

• Have a minimum of 500 employees within Ohio;

• Two-years experience with the state insurance fund;

• Demonstrate strong financial stability;

• Possess the ability to administer a self-insured program;

• Maintain an account with a financial institution in Ohio, or draw compensation checks from the same account as the payroll checks;

• Have a BWC certified Qualified Health Plan (QHP).

For full BWC information