Group Rating

The Ohio Bureau of Workers’ Compensation offers premium discounts to eligible employers by joining a Group Rating program.


ARM’s sponsored group is the ‘Northeast Ohio Safety Council’, or NEOSC. ARM’s group rating program can generate up to a 53% discount for eligible companies. Every year, the BWC posts a safety accountability letter which outlines the responsibilities of each party involved in group-rating: the employer, TPA, and BWC. You can find that letter here.


Applying is easy! Please complete the application below and we will complete a premium savings analysis.

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Company Name *
City *
State *
How did you hear about us? *
I agree to the terms and services *

If you would rather Download the Official BWC AC-3 please click here.

Once the form is filled out and signed, please e-mail, fax or mail it to us.




FAX - 614-219-1292


PO Box 880

Hilliard, OH 43026


In order to qualify for the program you must:

• Become a member of the sponsoring organization. We work with a plan sponsored by the Northeast Ohio Safety Council (“NEOSC”)

• Pay a modest management fee which includes membership in NEOSC based on the work necessary to represent you for one (1) year.

• Not have cumulative lapses in workers’ compensation coverage in excess of 40 days in the 12 months prior to the application deadline.

• Maintain an active account with the Ohio Bureau of Workers’ Compensation.

• Be current, within 45 days, on all undisputed monies owed the Ohio Bureau of Workers’ Compensation by the application deadline.

• Agree to participate in no more than one group rating plan for a particular year.

• Maintain a workers’ compensation rate experience consistent with other participants in the group in order to qualify for renewal each year.